GET 2 (1 LTF and 1 FYF)UNION BANK RUPAY SELECT DEBIT CARD/ BYPASS UNION UDAAN ELIGIBILITY CRITERIA

[Jatayu]

Lucky you, for me the VDC never worked...

Bhai sab bol bolke nazar mat lagao kahi kal se online kaam hi na kare. Abhi to iska 1st Spa coupon bhi use nahi kiya maine 😂

 

[Dhudu]

Bhai sab bol bolke nazar mat lagao kahi kal se online kaam hi na kare. Abhi to iska 1st Spa coupon bhi use nahi kiya maine 😂

Ek bar chal gaya to chal gaya, Theor system is such - they can`t make it work if its down nor make it stop when its up and running!

 

[Jatayu]

Ek bar chal gaya to chal gaya, Theor system is such - they can`t make it work if its down nor make it stop when its up and running!

That's good then.

 

[Lynx]

which IOB account type we need to open online for 200 MAB?
and can we apply for RSDC online?
and does the benefit refresh quarterly for this or yearly?

They told it's 1000. also they liened 1000 on my account i asked branch to remove lien from my account they're telling the lien will remain until you close your account. i also mailed to branch manager got no reply.

 

[Ram1]

They told it's 1000. also they liened 1000 on my account i asked branch to remove lien from my account they're telling the lien will remain until you close your account. i also mailed to branch manager got no reply.

This is very wrong, they can't put ur money on lien for mab.
Raise to RBIO after 30days.

I dont have any lien in my iob general account

 

[DashGem]

They told it's 1000. also they liened 1000 on my account i asked branch to remove lien from my account they're telling the lien will remain until you close your account. i also mailed to branch manager got no reply.

that's strange, which account type is it?

 

[Ram1]

Lucky you, for me the VDC never worked...

U r not alone bro 🫂
And we have our own club too including OP @La pasión
Hope union resolves it or devalued it one day

 

[Lynx]

that's strange, which account type is it?

I think it's IOB SB savings account

 

[DashGem]

I think it's IOB SB savings account

oh alright, which one you got @Ram1 is it 200 for you? and you got any liened amount as well?

 

[Ram1]

oh alright, which one you got @Ram1 is it 200 for you? and you got any liened amount as well?

Yes same variant.
No lien for me

 

[hdebnath]

Lucky you, for me the VDC never worked...

Without vdc it is not worthy.
Interest loss for 10k MAB = 650₹
Card fee = 472₹
Total loss =1122₹ per Year

Some bank like Canara with this amount provide RSDC online without hassle

 

[Jatayu]

Without vdc it is not worthy.
Interest loss for 10k MAB = 650₹
Card fee = 472₹
Total loss =1122₹ per Year

Some bank like Canara with this amount provide RSDC online without hassle

It means you didn't read the thread thoroughly. Card is FYF and from 2nd year onwards, downgrade a/c to 1k MAB so there won't be any significant interest loss. And card fee is almost lowest amongst all banks. So overall still worth it without Vdc.

 

[iamsamratdutta]

Without vdc it is not worthy.
Interest loss for 10k MAB = 650₹
Card fee = 472₹
Total loss =1122₹ per Year

Some bank like Canara with this amount provide RSDC online without hassle

bro why do you need RSDC if you want to earn interest then park it in fd for 8% return you can even earn 14-15 % if you park it in MF

 

[hdebnath]

bro why do you need RSDC if you want to earn interest then park it in fd for 8% return you can even earn 14-15 % if you park it in MF

Don't get too serious. I just do some maths. As @Jatayu said it can be downgraded without losing card . So it is worthy after hearing that. And i am already having my RSDC portfolio. So comparing before adding another.

As vdc is a hit and miss case.

 

[abhiaj_geek]

Duplicate post -

I went to ban today for getting SBPRO account but the employee did not know and showed me following account types available. I asked for account for professionals, with Rupay Select card - she showed me USSA 1/2/3 accounts and suggested me to get the USSA 3 for best benefits.

Took pics of ITR, slary slip and with and hour account was opened, received passbook and given me ready kit for RSDC - another employee even took me to in branch ATM and helped me set teh new PIN. After an hour I added 1k via google pay (send to bank account).

Opened Vyom app, registred via DC card details, PIN and later enabled domestic transctions for ecom etc.

This was the fasted I have got RSDC so far, in 2 hours I redeemed the first benefit.

I have asked for add on details, employee suggested she will look in details and shared number to confirm tomorrow.

I have not activated the VDC yet.

View attachment 97474

Would you be shifting salary accounts then?
If not, will this account be degraded? and to what?

 

[Dhudu]

Would you be shifting salary accounts then?
If not, will this account be degraded? and to what?

No idea... asked bank employee what will happen in case of no salary - no reply from her. so did nothing.

 

[abhiaj_geek]

No idea... asked bank employee what will happen in case of no salary - no reply from her. so did nothing.

So are you keeping any balance then?
Btw were you able to get vdc?

 

[Dhudu]

So are you keeping any balance then?
Btw were you able to get vdc?

Doing the Kaizen (Jugaad) way - on salary day do NEFT to UBI and later use upi to transfer back... Don`t know wether it will work till, when they will downgrade my accoiunt etc. Its doesn`t matter much as VDC never worked for me, ecom on VDC isn`t getting turned on...I can let go of its RSDC without much regret.

 

[abhiaj_geek]

I can let go of its RSDC without much regret.

Why though? Do you have other rsdc?

 

[hdebnath]

Doing the Kaizen (Jugaad) way - on salary day do NEFT to UBI and later use upi to transfer back... Don`t know wether it will work till, when they will downgrade my accoiunt etc. Its doesn`t matter much as VDC never worked for me, ecom on VDC isn`t getting turned on...I can let go of its RSDC without much regret.

🤣🤣🤣 my plan applied. I was thinking to NEFT salary from other account and check what happened. Please update it after 3
months